Creating opportunities for growth and a more meaningful life
for millions of productive low-income families.


Established through a conversion of PT Bank Sahabat Purba Danarta and the spin-off of BTPN’s Sharia Business Unit, BTPN Syariah was registered as the 12th Sharia Commercial Bank in Indonesia on 14 July 2014 and became listed on the Indonesia Stock Exchange in 8 May 2018.
BTPN Syariah is the only bank in Indonesia that focuses on serving productive underprivileged families - also known as the “unbankable” for having neither financial records nor legal documentation, and the Bank’s infrastructure has been built to ensure that the products and services are able to effectively serve this segment.
With only 25 branch offices and 41 Operational Functional Offices throughout Indonesia, the Bank works with nearly 12,000 employees who actively serve in the customer centers in almost 70% of sub-districts, through an empowerment program that nurture 4 key characteristics: Courage to Do Business, Discipline, Hardwork and Solidarity.
BTPN Syariah acquires funds from high net worth individuals and families, whereby almost 100% of the acquired funds are distributed through financing services and empowerment program for the productive underprivileged families.
The changes of social impacts are measured every year using several indicators, namely the probability of returning to below poverty line and numbers of children not attending school, as the indications of family income improvement.
Our philosophy of 'Do Good, Do Well' (where solid performance is followed by real social impacts) is what unites all members of BTPN Syariah under one identity as #bankirpemberdaya (banker who empowers).



Funding customers contribute to empowering
millions of productive low-incomes families
in Indonesia towards a more meaningful life.


Developing key behaviours of productive
low-income customers, who have courage
to do business, discipline, hard work,
and solidarity to achieve a better life.

Branch Office Location

Our Journey

  1. 2008 - 2009

    BTPN established Sharia Business Unit called BTPN Syariah
  2. 2010

    Piloting project Tunas Usaha Rakyat (TUR) that focused to serve the customers from the productive underprivileged segment, starting with 3 communities in Banten and Pandeglang area
  3. 2015 - 2016

    BTPN Syariah was officially registered at the Financial Services Authority (OJK)
    as a BUKU 2 bank under the Business Activities and Office Networks Based on
    Bank Core Capital regulation. Our excellence was also recognized
    by different stakeholders, who awarded us predicates such as;
    - Best Sharia Bank in BUKU 1 Category
    - Sharia Bank with the Highest Financing Distribution in BUKU 1 Category
    - Sharia Bank with the Highest Profitability in BUKU 1 Category

    We owe these prestigious accolades to our 11,202 employees,
    who have dedicated themselves to serving over 1.5 million customers
    in 1,838 centers, meticulously manage an increased fund of IDR3.7 trillion,
    and eagerly offer best products, such as Paket Masa Depan, Deposito Berjangka iB, and Tabungan Citra iB, to customers.

  4. 2017

    BTPN Syariah has been recognized and awarded by various national
    and global institutions as the Best Sharia Bank for the Category of Bank
    with Total Assets below Rp10 trillion
    . Bank Indonesia awarded us predicate
    as the Best Buku 2 Bank Serving MSMEs for the Category of Sharia
    and Conventional Banking in Indonesia
    . On the international level, we received
    recognition as the Best Islamic SME Bank from the Global Islamic Finance Awards.
  5. 2018

    BTPN Syariah officially became a public company and was listed on
    Indonesia Stock Exchange (IDX) through an Initial Public Offering (IPO)
    under IDX ticker symbol BTPS, with initial price of Rp975 on 8 May 2018.

    In addition, on 6 December 2018, BTPN Syariah launched Tabungan Haji
    (Hajj Savings Account), a secure and guaranteed savings account product
    that is connected online to the Integrated Hajj Computerized System of the Ministry of Religion (SISKOHAT).

  6. 2019

    5 Tahun menjadi BUS, 10 tahun istiqomah melayani prasejahtera
    produktif dan menjadi satu-satunya bank yang fokus melayani keluarga
    prasejahtera produktif di Indonesia